For long, the regulated savings bank (SB) interest rate remained downward sticky even when the market conditions were favourable for an increase. This could be attributed, among other reasons, to Continue reading
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Tag: Banking
The Real Effects of U.S. Banking Deregulation
This paper summarizes the effects of deregulation of restrictions on bank entry and expansion on the real economy. The evidence suggests that following state-level deregulation of restrictions on Continue reading
Financial Liberalization, Bank Crises and Growth
This paper studies the effects of financial liberalization and banking crises on growth. It shows that financial liberalization spurs on average economic growth. Banking crises are Continue reading
Talent Retention: A Case Study of Two Companies’ Trainee Programmes
Talent Management is a topic gaining more attention among businesses and it is one of the most important challenges faced by companies worldwide; therefore it should be a top priority for managers. Literature states that many organisations are Continue reading
Savings Bank Accounts- Interest Rate Deregulation
For long, the regulated savings bank (SB) interest rate remained downward sticky even when the market conditions were favourable for an increase. This could be attributed, among other reasons, to commercial banks‟ prevail in convincing the Continue reading
Deregulation of Savings Bank Deposit Interest Rate
As a part of financial sector reforms, the Reserve Bank has deregulated interest rates on deposits, other than savings bank deposits. The interest rate on savings bank deposits has remained unchanged at 3.5 per cent per Continue reading